Home Construction Loans
You’ve talked about it, dreamed about it, and now you’re ready to build your new home. Let us make the process a smooth one, from your construction loan to permanent home financing. Build on our experience to help bring your dream home to life. Our home construction lenders offer you:
- Experience – We know the neighborhoods, local contractors and subcontractors, construction processes, costs and loan options.
- Flexibility – We can work with contractors, or directly with you as the general contractor.
- Credibility – We work with reputable, licensed builders.
- Economy – We offer competitive rates on loan options that fit you, with local underwriting and processing.
- Simplicity – We team up to create a smooth transition from your construction loan to permanent home financing.
- Benefits –
- Financing costs are known up-front and are not buried into the cost of the home
- We allow for higher loan-to-values with low initial down payments.
- You may finance closing costs into the construction loan.
- Interest paid during construction may be tax deductible along with certain closing costs. (Consult your tax advisor about the deductibility of interest and closing costs.)
Our home construction loan officers assist builders and consumers with construction financing needs. Contact one of our experts today.
You can also contact any bank or Bell Mortgage location and ask for a construction lender.