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by Greg Johnson
Skipping your annual investment portfolio review can be risky. The biggest gamble is potentially missing out on an opportunity to make adjustments if your financial strategy no longer aligns with your goals.
We want to help you pursue your longterm investment goals. That’s why we send out a reminder every year to schedule a review. During this visit:
1. We’ll talk about your financial goals, such as when you want to retire, what kind of legacy you want to leave, and if you want to save for travel or to help pay for your kids’ or grandkids’ college expenses.
2. Together, we’ll look over your investment portfolio to make sure it still tracks with your goals.
3. We will discuss any major changes that have happened in your life. Big events like marriage, divorce, death, the birth or adoption of a child, or a major illness can all affect your plan and need to be considered when reviewing your portfolio.
4. We will ask you about long-term care and life insurance, both of which are important components of a well-thought-out financial strategy.
Keep in mind that an annual review is something you should do well into retirement. Even when you retire, your goals and life circumstances change, so you should continue to meet with your financial consultant at least once a year.
Feel free to call anytime there’s a significant change in your life that could affect your finances. You can certainly meet with your investment planner more often. But the most important thing is to get together at
least annually. That gives us the best opportunity to work toward protecting your wealth and making sure your plan is on track with your goals.
Greg Johnson has worked in banking and finance for more than 30 years, and he’s been with Bell Investments since 2005. He earned his bachelor’s degree in business management from Minnesota State University Moorhead and his master’s degree in management from the University of Mary.
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Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured. These products are not obligations of the Bell Bank and are not endorsed, recommended or guaranteed by Bell Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.