Advice Center

5 Home-Building Mistakes to Avoid

It can be exciting to think about having a home built exactly the way you want it. But there are also some pitfalls to watch out for when building a home that you may not have experienced buying a pre-existing house.

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Helpful Hacks to Simplify Your Move

Moving into a new home is an exciting time, full of hope and possibility. Yet there’s no doubt about it – the process of packing and physically moving all of your belongings can be a stressful experience as well.

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Mortgage Q&A: What’s In a Rate?

With so many factors determining a mortgage interest rate, it can be confusing to understand whether you’re getting the best possible rate. And as interest rates continue to rise to their highest level in years, you want to make sure you’ve done your homework.

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You Shop for Shoes Online – Not Your Mortgage

It might seem easier – or more convenient – to shop for your mortgage online. But there are 3 big advantages to working with a local, reputable lender on what is likely one of the biggest purchases of your life.

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Qualifying for a Mortgage without Income Is Possible

Income is not the only way to qualify for a home loan. If you have assets, such as money in your bank account, retirement accounts, stocks and bonds, you can qualify for a mortgage.

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How to Get Noticed in a Seller’s Market

Looking to buy a new home? Some locations are still considered a seller’s market, where many houses are selling quickly – some in just a few weeks or less, and some for more than the asking price. This is especially the case if the home is in the entry- to mid-level price range.

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Mortgage Q&A: What Is My Escrow, and Why Did It Go Up?

An escrow account is a special account your lender maintains to pay for things like your homeowner’s insurance and property taxes.

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How Much Can Waiting Really Cost?

While it might not seem like a lot, when interest rates go up by just 1 percent, the cost of a home can rise by tens of thousands of dollars.

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Mortgage 101: Why Pre-Approval is Your First Step

Follow this guideline for an easy road to pre-approval.

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Mortgage Q&A: What are Mortgage Points and Should I Pay Them?

Mortgage points are fees lenders charge in exchange for a lower interest rate.

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7 Ways to Prep Your Home Before Vacation

This departure list is sure to get your home shipshape so you can enjoy a worry-free vacation.

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Update Your Dream Home, and Roll Costs into Your Mortgage

Bell Bank Mortgage has a new flexible option to help update your current home or a home you are looking to buy.

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4 Things to Consider When Buying a Starter Home

Ready to buy your first home? Here are four things to consider when buying your starter home.

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3 Reasons to Buy a Home in 2018

This year’s spring housing market is expected to be competitive. But that doesn’t mean you have to forgo your dream of buying a home this year.

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