Let's look at your retirement plan

We'll tailor a plan and guide employees in their investments

Deliver a better retirement plan

You want to maximize plan participation among your employees, ensure they feel comfortable with their decisions, and provide resources that keep everyone on track for a secure retirement. And you want to do all that without administrative headaches.

Our services:

  • 401(k), 403(b), profit sharing, defined benefit plans, and more
  • Comprehensive employer plan administration
  • IRAs rollovers – Traditional, Roth, Simple
  • Open architecture investment platform
  • Industry experts in compliance and administration
  • Effective, understandable participant education and communication

Depending on the needs of your company and employees, we offer additional retirement plans and services. Our team of industry experts promises you exceptional service and highly personalized resources.

 

The team at Bell State Bank & Trust is great to work with. We switched because of their great reputation and rates! I enjoy being able to stop at one of their locations after work – the hours are great and they have so many locations available.
-Magda F.

Retirement Plan Features You're Looking For

If you're looking to offer a company retirement plan for our employees, or make a switch to a new provider, we'd like to be part of the conversation.

We offer features you're looking for:

  • Comprehensive plan administration from a dedicated team that believes in communication and education at every phase. We make sure if the IRS or DOL comes knocking at your door for an audit, you can have confidence that your plan is already in compliance.
  • Diverse investment menus selected to deliver results for your plan. We help you screen the universe of funds to find consistently performing, low-cost funds for your retirement plan. You'll receive ongoing consultation and review of current funds, so you can remain confident your plan selections are solid.
  • Effective education and guidance that increases participation. We guide your retirement plan participants and provide online tools for those who want to engage technology to stay on track. Your employees will have financial confidence and understand the importance of saving for retirement.
  • Flexible plan design that works for the goals you set for your business and employees, rather than an "out of the box" solution that's too generic to change with your company.

Interested?

Call Mike Kobbervig at 701-451-3033 to visit or to initiate a review of your company's retirement plan.

Tips and Tools

At Bell State Bank & Trust, we are in the business of helping people build a secure future that is invested in their retirement. This site offers resources, tools and technology to employee retirement plan participants and plan sponsor companies.

We want you to feel comfortable in the knowledge that you have a solid retirement plan that will guide you through the years ahead.

Online Resources: Regarding Retirement

FOR PARTICIPANTS

Bell Wealth Newsletters
OnTrack Newsletter
Accessing Your Retirement Account
Accessing Your Retirement Account (Spanish Version)
Calculate Your Personal Rate of Return - Modified Dietz Method
2016 Annual Financial Planning Limits

FOR PLAN SPONSORS

Bell Bits Bytes
Employee Benefit Forum
PlanFacts
Compensation, Retirement and Benefit Trends Report
2016 Cost of Living Adjustments
Wire, ACH and Postal Instructions

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Online Videos: Accessing Your Retirement Plan

FOR PARTICIPANTS

Enrolling in your Plan – Part 1
Setting Your Retirement Goals
Managing Your Account Activity
Changing Your Investments
Paperless Communications
Finding Your Rate of Return
Online Loan Requests
Plan Information
 

FOR PLAN SPONSORS

Overview
Enrollment Steps 1 and 2
Communications
Advanced Analysis
Financials
Withdrawals
Viewing Your Rate of Return
Automated Loan Amortization Schedule
Reports
On Demand Reports
Defaulted Participant Report
Payroll Change Notification Report
Address Change Detail Report

Why Bell

At Bell, we’ll help you find the best retirement plan for you and your employees, and we’ll provide continued guidance and support.

Deliver a better retirement plan

Refer your family and friends

When they open a new personal checking account with us, we’ll give each of you $50.

Dread the shred?

Switch to paperless statements and get $5 per account when you turn off the paper!

House hunting?

Save time by calling us first for fast, free pre-approval or apply online at bellbanks.com Then talk to your real estate agent or builder.