Ray and JoLyn Johnson

Glyndon, Minn.

Ray Johnson didn’t feel confident at his former bank. The Minnesota grain farmer says he would spend three months working with the bank on an operating loan. Since switching to Bell, he says the process is now much faster.

“It was a huge relief. I asked myself why I didn’t switch sooner. It’s been a great relationship. They help me manage my balance sheet. With anything I want to accomplish, they’re there to advise, but they don’t micromanage.”

How we chose Bell:

Ray and Jolyn Johnson farmIt was the personnel. We do business at the Moorhead and Dilworth branches, and both branches are more than helpful. They’re very friendly, neighborly. They make you feel like family. They talk to you when you walk in, and just make you feel good.

How long we've been customers:

19 years

My favorite banker:

For personal banking, we use Chris Astrup, and on the agricultural end, we use Jerry Arneson. They bend over backwards to get what we need. If they see us in the bank, they stop and talk to us. It’s more than a professional relationship – they’re interested in what’s happening with us as people.

Chris AstrupJerry Arneson

Favorite Bell technology:

Online banking is very handy – it saves a lot of time. We can get our questions answered, and it helps us on the business side with account transfers, payroll and so much more.

Our Bell products and services:

Personal checking, personal savings, loans, business accounts, trust checking account

What we tell others about Bell:

We just can’t say enough about the personnel. The personnel are just top shelf.

Are you ready for a bank you’ll love?
Switch to Bell. We want to build your trust and earn your business.
Here’s what you’ll love:

Mobile and Online Technology? Yes!

Get all the convenience you’ve come to expect. You can:

We’ve got all of it, and it’s free.

Committed to Giving Back

Bell’s Pay It Forward program has empowered more than $10 million in giving. Our employees choose how to help individuals, families and organizations in need.

Together, we can change the world one good deed at a time.

Award-Winning Service and Culture

Others have noticed and recognized Bell:

  • One of the country’s Best Banks to Work For (American Banker Magazine)
  • Community Impact Award (Minnesota Business magazine)
  • Best bank, best service and best large workplace (Fargo Forum “Best of the Valley”)

Always Focused on You

We know you by name, treat you as family and make decisions in your best interest. If it's time for a bank you can trust, switch to Bell.


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