Divisions & Affiliates
Bell State Bank & Trust's divisions and affiliate companies offer our customers in-depth expertise and expanded financial services.
Bell Wealth Management
Providing commission-free services since 1987, Bell's wealth management division offers a lifetime of investment solutions – from financial planning and investments, to corporate and individual retirement plans, to designing and administering trusts and estates.
Bell's in-house investment team achieves results comparable to those of national investment firms. Our special expertise includes not only a full range of individual investments, but also corporate services including 401(k) plans, institutional investing and philanthropic giving.
What's your legacy? We'll help you consider and navigate the path to your individual or corporate financial goals.
Literally a part of Minnesota since the state's infancy, Bell Mortgage was founded in 1880 by early Minneapolis leader David C. Bell and grew to become the state's oldest and largest independent mortgage company. In 2011, Bell Mortgage became part of what was then State Bank & Trust, and in 2012, the bank took on the Bell name, giving a more unique identity to a known and respected regional brand.
We've made home ownership a reality for thousands of happy families. Find a lender at Bell bank locations, or at Bell Mortgage offices throughout the greater Twin Cities metro and in Phoenix, Ariz. You'll notice the Bell difference – a simple and smooth process all the way to an on-time closing.
Bell Capital Finance
A division of Bell since 2014, Bell Capital Finance provides senior cash flow loans to both private and non-private equity-owned companies. We offer loans to lower middle market companies for situations including acquisitions, leveraged buyouts, refinancing, growth capital, recapitalization, managed buyouts and generational or succession-related transactions.
Headquartered in the IDS Center in downtown Minneapolis, our capital finance lenders offer expertise in specialized lending to companies across all industries.
"You need it, we lease it." Bell's leasing division was formed in 2015 to provide commercial leasing of virtually any type of equipment in a wide range of fields including business or office, agriculture, medical, construction and transportation.
Offering options from several thousand dollars all the way up to multimillion-dollar leases, we work with commercial and ag-related businesses, equipment dealers and vendors, and city, state and federal municipal governments to find equipment leasing options that improve cash flow.
Bell's HealthcareBank division is one of the nation's top 10 custodial banks for health savings accounts (HSAs), helping third-party administrators provide health benefit accounts to companies and their employees. As the custodial bank, HealthcareBank remains a "silent partner" to benefit administrators in support of client companies and their HSA participants.
HealthcareBank offers top-performing investment options to ensure HSAs generate competitive mutual fund returns under a sound investment policy.
An affiliate company of Bell since 1987, Discovery Benefits is a national leader in its field, working with companies in all 50 states. Discovery Benefits provides administration and recordkeeping for benefits – including flexible spending accounts (FSAs), health savings accounts (HSAs), health reimbursement arrangements (HRAs), transportation benefit plans, and COBRA.
With "Simplify" as its motto, Discovery Benefits’ mission is to provide innovative solutions and extraordinary customer service for employee benefits administration.