Find the right credit card

Whatever your needs, we have a credit card that's right for you

Find the right credit card

No matter which card you choose, you’ll enjoy important features like:

  • Award-winning expense management tools
  • Free employee cards
  • EMV smart chip technology for added security
  • Mobile purchasing for added convenience

Already have a credit card? Log in to your account.

I love this bank, they will have my business forever! Went in today to take care of some Christmas things and my daughters (2 and 1 years old) were being a handful. Linda Knutson came out and gave a helping hand and then some. Chloe got a beautiful stuffed lamb with some fun accessories and Zoe got an adorable bear to take home! Thank you for treating us like family!
-Martha A.

Earn valuable rewards.

Choose the card with features and benefits most important to you.


Visa® Business Cash Card

Earn cash back1 every time you use your card: 3% on office supply store net purchases and phone/internet services, 2% on restaurant and gas net purchases, and 1% on all other eligible net purchases, plus get $25 cash back after your first purchase.

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Visa® Business Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month, plus get $25 cash back1 after your first purchase.

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Visa® Business Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month, plus get $50 cash back1 after your first purchase – all with a low annual fee.

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1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

Business Debit Card

More than a checkbook. Better than an ATM card.

Bell Bank's free business debit card combines the functions of a checkbook and an ATM card with the acceptance of a major credit card – but without the potential pressure of paying back a high-interest loan. In fact, you can easily manage your business’s finances with this one, simple card.

Features & Benefits

  • New chip technology – provides more security and ease of use in other countries
  • Convenient record keeping – detailed statements includes date, location and amount of transactions, so you can easily track and file business expenses
  • Optional ATM access – 24-hour ATM access lets you transfer funds between accounts or make a withdrawal after hours
  • Do business anywhere – use at hotels, restaurants, office supply stores, and even gas stations
  • Safe and secure – your personal identification number (PIN) helps keep your business safe from unauthorized purchases and transactions; plus, you can assign different PINs and purchase limits to different employees within your company   

Bell Bank Business Debit MasterCard® offers:

  • Identity Theft Resolution Services – in case you become a victim of I.D. theft
  • MasterCard® Global Service – 24-hour assistance in card or cash emergencies
  • MasterCard® Airport Concierge – help with connections and processing at select airports
  • Extended Warranty – doubling most store brand warranties
  • Purchase Assurance – covering items purchased with your card if they’re damaged or stolen

Apply for a credit card

Bell partners with Elan, one of the nation's leading credit card issuers for banks.

Apply now or stop by one of our branches for an application.

Credit card lost or stolen?

To report a lost or stolen credit card, contact Elan Financial Services immediately by calling 24-Hour Cardmember Service toll free at 800-558-3424.

Why Bell

We provide great service to you and your business each and every day. Your best interest is as important to us as our own. It's the Bell difference.


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Like surprises?

Pay for gas with your Bell Bank MasterCard® and you could be surprised. *No purchase necessary. 18+. PIN & Int'l transactions ineligible. Non-gas transactions also qualify.

Dread the shred?

Switch to paperless statements and get $5 per account when you turn off the paper!

Refer your family and friends

When they open a new personal checking account with us, we’ll give each of you $50.