Find the right credit card

Whatever your needs, we have a credit card that's right for you

Find the right credit card

Our business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards and added security benefits including EMV smart chip technology.

I love this bank, they will have my business forever! Went in today to take care of some Christmas things and my daughters (2 and 1 years old) were being a handful. Linda Knutson came out and gave a helping hand and then some. Chloe got a beautiful stuffed lamb with some fun accessories and Zoe got an adorable bear to take home! Thank you for treating us like family!
-Martha A.

Business Credit Cards

Choose the card with features and benefits most important to you.

Visa® Business Platinum Card – Enjoy a Longer Intro Rate!

  • Extended Introductory offer
  • Save on interest and pay down your other credit card balances faster

Find out more.

Visa® Business Cash Card

  • Earn 3% cash back on office supply store net purchases, and phone and internet services
  • Earn 2% cash back on restaurant and gas net purchases and 1% on all other net purchases
  • $25 cash back after your first purchase

Find out more.

Visa® Business Bonus Rewards Card – Earn Valuable Rewards!

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically 1
  • $25 cash back with your first purchase

Find out more.

Visa® Business Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that’s equivalent to 1.5 points) on all points earned every month, automatically 2
  • $50 cash back after your first purchase
  • Low annual fee

Find out more.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).


Business Debit Card

More than a checkbook. Better than an ATM card.

Bell State Bank & Trust's free business debit card combines the functions of a checkbook and an ATM card with the acceptance of a major credit card – but without the potential pressure of paying back a high-interest loan. In fact, you can easily manage your business’s finances with this one, simple card.

Features & Benefits

  • New chip technology – provides more security and ease of use in other countries
  • Convenient record keeping – detailed statements includes date, location and amount of transactions, so you can easily track and file business expenses
  • Optional ATM access – 24-hour ATM access lets you transfer funds between accounts or make a withdrawal after hours
  • Do business anywhere – use at hotels, restaurants, office supply stores, and even gas stations
  • Safe and secure – your personal identification number (PIN) helps keep your business safe from unauthorized purchases and transactions; plus, you can assign different PINs and purchase limits to different employees within your company   

Bell State Bank & Trust Business Debit MasterCard® offers:

  • Identity Theft Resolution Services – in case you become a victim of I.D. theft
  • MasterCard® Global Service – 24-hour assistance in card or cash emergencies
  • MasterCard® Airport Concierge – help with connections and processing at select airports
  • Extended Warranty – doubling most store brand warranties
  • Purchase Assurance – covering items purchased with your card if they’re damaged or stolen

Why Bell

We provide great service to you and your business each and every day. Your best interest is as important to us as our own. It's the Bell difference.


phone icon

Contact a Bell expert near you.

View all business bankers >


Find the right credit card

Refer your family and friends

When they open a new personal checking account with us, we’ll give each of you $50.

Dread the shred?

Switch to paperless statements and get $5 per account when you turn off the paper!

House hunting?

Save time by calling us first for fast, free pre-approval or apply online at bellbanks.com Then talk to your real estate agent or builder.