Business Bankers

Commercial Lenders

Fargo, ND, Main Office – 3100 13th Avenue South


Doug_BurchillDoug Burchill
Business Banker
701-451-7511
800-450-8949

I really enjoy working with the customers, and continually building a relationship with each of them over time. The customers I work with are in a variety of different industries, so that makes this job interesting. Outside the office, you can find me spending time with my wife and two children, trying to keep up with household projects and bow hunting.

Eric_FischerEric Fischer
Business Banker
701-298-1522
800-450-8949

I truly enjoy getting to know our customers and it’s extremely rewarding to see so many of them succeed and prosper. When I’m not at work, my hobbies include motorcycling, time at the lake, and going somewhere warm in winter.

Eric_HalvorsonEric Halvorson
Business Banker
701-298-1535
800-450-8949

The thing I most enjoy about my position as a business banker is the opportunity to work with others and help them achieve their goal of making themselves and their businesses financially successful. When I am not at work, you can find me spending time with my family, hunting, fishing or golfing.

Warren_HildeWarren Hilde
Business Banker
701-298-1504
800-450-8949

I get to see the many creative business ideas that our small-business customers have in my position. It’s great to meet and work with a variety of people. A good weekend is spent with my family fishing, playing golf, watching a Twins game and listening to my son’s band.

David_IdsoDavid Idso
Business Banker
701-451-7508
800-450-8949

The best thing about my position is interacting with co-workers and clients. When I’m not in the office, you can find me coaching my son’s baseball and basketball teams, watching the Vikings and Twins, spending time at the lake, golfing, and vacationing with family and friends.

Shelly_KegleyShelly Kegley
Business Banker
701-298-1526
800-450-8949

I enjoy learning about our customers’ and potential customers’ businesses and helping them succeed financially. I look forward to continuing to build relationships with our clients. When I’m not working, I enjoy going to the lake and spending time with my husband and children.

larkin_calie_WebCalie Larkin
Business Banker
701-451-7506
800-450-8949

I truly enjoy interacting with customers and building lasting relationships that help them to be successful. It’s great having opportunities to meet new people and learn about a number of different businesses. At Bell State Bank & Trust, we are very passionate about our customer’s needs and strive each day to meet their expectations. Outside of work, I love spending time with my family and being outdoors. I enjoy sporting events, golfing and traveling.

Rock_MesserschmidtRock Messerschmidt
Business Banking Manager
701-298-1576
800-450-8949

I believe that we have dedicated staff members who work very hard to get things done for our clients. Every day is an adventure with new challenges to keep things interesting. This is a great place to work, because management truly cares about us! On the weekends, I like to golf, officiate basketball, travel and spend time with family and friends.

Lynn_PaulsonLynn Paulson
Director of Agribusiness Development
701-298-7138
800-450-8949

The Bell State Bank & Trust culture starts with and is perpetuated by great people from the top on down. It’s loaded with excellent employees who have a passion for treating their customers and their co-workers like they’d like to be treated. There are a lot of good banks out there – but Bell State Bank & Trust is a great bank. On the weekends you can find me playing racquetball, road biking, hunting and spending time on my farm.

Moorhead, MN – 1333 South 8th Street


Dorothy_AgatherDorothy J. Agather
Business Banker
218-291-3308
888-751-1038

I enjoy forming relationships with our customers, and that’s one of the reasons I like working here. Every day provides different challenges and I’m excited to tackle them. On the weekends I attend college football and basketball games, hike, read, play in the handbell choir at Hope Lutheran Church and spend time with my family.

Jerry_ArnesonJerry Arneson
Business Banker
218-291-3307
888-751-1038

I truly enjoy the variety, learning and interaction with customers and co-workers. I like the opportunity to develop new business and expand current agriculture and business banking relationships. I look forward to working as a team member with other business lines to create a positive experience for the customer. My hobbies include family time with my spouse, daughter and son, coaching hockey, being outdoors, camping, hunting and fishing.

bauer_jasonCroppedWebJason Bauer
Business Banker/Agriculture Lender
218-233-3107
888-751-1038

The best thing about Bell State Bank & Trust is that it’s all about the people; from our customers to co-workers, Bell State Bank & Trust does a great job of making sure you’re treated the way you deserve to be. In my position, there’s nothing better than helping a client turn an idea or a dream into a reality and a success. When I’m away from the office I’m usually working on my golf game, watching college football, or spending time with my wife.

Bob_ButhBob Buth
Moorhead President
218-291-3310
888-751-1038

I like the large variety of responsibilities and interactions with employees and customers. I especially enjoy all of the great comments received from customers about our staff, which I hear practically every day! I enjoy lake time and golfing with family and friends when I’m not in the office. You can also find me watching my boys play high school soccer and basketball. My latest hobby is spending time with my granddaughter.

Chris_SchenckChris Schenck
Business Banker/Agriculture Lender
218-291-3311
888-751-1038

I strive to assist customers in making better decisions that will improve the bottom line for their farm or business. At Bell State Bank & Trust, I think it’s great that all of our employees continue to maintain a hands-on approach with our customers. On the weekends you can find me outdoors, spending time with my family, hunting fishing and camping.

West Fargo, ND – 409 Sheyenne Street


Shannon_DyeShannon Dye
Business Banker
701-492-4411
800-450-8949

I enjoy building relationships with our customers and helping them find solutions to fit their needs. On my days off, you can find me with my family, traveling, going to the lake, golfing, and relaxing with friends.

Kleppe_DustinDustin Kleppe
Ag/Business Banker
701-492-2646
800-450-8949

I enjoy working at Bell State Bank & Trust – I get to do what I love for a great company. Here, I have the opportunity to get to know people on a personal level so that I can better serve their needs. I strive to understand their goals as a business, and working with them to reach those goals is something that I find very fulfilling. In my free time, I enjoy coaching wrestling for West Fargo High School, carpentry, watching sports, traveling, and spending time with my wife Amanda.

Joe_WatzkeJoe Watzke
Business Banker/Agriculture Lender
701-492-4404
800-450-8949

With superior service, I strive to establish lasting relationships with bank clients and see their business flourish. The best thing about my position is that I have the opportunity to work with various types of businesses and see many bright people succeed. When I’m not in the office, I enjoy time with my wife and two children, being in the outdoors, fishing, hunting and being involved in my kids’ activities.

Todd_ZabelTodd D. Zabel
West Fargo President
701-492-4401
800-450-8949

I most enjoy the variety of opportunities and challenges that are presented working with business owners and their companies. My hobbies include lots of family time with my wife and two children, relaxing with friends, golfing, and various outdoor activities.

Detroit Lakes, MN – 920 Lake Avenue


Mark_MalingenMark Malingen
Detroit Lakes and Audubon President
218-844-8324
800-450-8949

Our employees make the difference every day with our customers, and they make coming to work worthwhile. The best part of my job is interacting with our customers in an effort to make their lives better. When I’m not working, I enjoy spending time outdoors with family and friends. My hobbies include fishing, golfing and hunting.

Fergus Falls, MN – 205 West Washington avenue


John_HansenJohn Hansen
Business Banker
218-998-5603
800-450-8949

I enjoy working for a bank that has a family atmosphere and a passion for providing customers a high level of service. The best thing about my position is being given the opportunity to help customers achieve their financial goals, personally or in business. Outside of the office, you can find me golfing, hunting, working outdoors and spending time with my wife, family and friends.

Jeff_StanislawskiJeff Stanislawski
Fergus Falls and Pelican Rapids President/Business Banker/Agriculture Lender
218-998-5601
800-450-8949

I started my career as a vocational agriculture instructor, teaching at a Minnesota high school. Over the years, I became interested in finance and found my way to Bell State Bank & Trust. The best thing about my position is the co-workers and the customers. When I am out of the office, you can find me camping or following my sons’ activities.

Hawley, MN – 1018 Hobart Street


Rick_SchultzRick Schultz
President
218-486-8810
888-751-1038

I am excited to be a part of the Bell State Bank & Trust team. I believe it’s important for a business to make local decisions, offer excellent customer service and give back to the communities we serve. The best part of my position is working to achieve success with farmers and businesses. My hobbies include spending time with family, especially my grandchildren. I also enjoy going to the lake and watching athletic events.

Matt_SchenckMatt Schenck
Business Banker/Agriculture Lender
218-486-8811
888-751-1038

I enjoy building relationships with my customers, and I believe it is gratifying when you help someone succeed in reaching their goals. The best part of my job is the interaction with customers and co-workers, and working to achieve common goals. Now that my kids have graduated and moved on to college and jobs, I like to stay busy golfing and visiting the lakes in the summer. During the fall, you can find me farming, hunting and watching football. When winter rolls around, I enjoy snowmobiling and skiing.

Dilworth, MN – 101 Center Ave. E.


Rick_SchultzRick Schultz
President
218-486-8810
888-751-1038

I am excited to be a part of the Bell State Bank & Trust team. I believe it’s important for a business to make local decisions, offer excellent customer service and give back to the communities we serve. The best part of my position is working to achieve success with farmers and businesses. My hobbies include spending time with family, especially my grandchildren. I also enjoy going to the lake and watching athletic events.

Wahpeton, ND – 717 2nd Ave. N.


Darci_EggenDarci Eggen
Business Banker/Agriculture Lender
701-672-2265
800-450-8949

I do a little bit of everything in my position. I help open accounts and work in consumer, commercial and agricultural lending. The best thing about my job is being able to help our customers make good decisions regarding their finances. On the weekends you can find me reading, spending time with friends and being involved on the boards of several community organizations.

Kelly_HubrigKelly Hubrig
Business Banker/Agriculture Lender
701-672-2265
800-450-8949

Bell State Bank and Trust truly cares about its employees and customers, as demonstrated by the company’s commitment, dedication and service to the community. In my position, I enjoy working with customers and developing relationships that will help people enjoy the financial success they strive for. When I’m not working, you can find me spending time with my wife and three children. My hobbies include golfing and following various sports teams.

President/Business Banker/Agriculture LenderRick Steckler
President/Business Banker/Agriculture Lender
701-672-2265
800-450-8949

My strength is listening to and connecting with our business customers. The variety of work I deal with keeps my job exciting. Outside of the office I like to golf, read, fish and watch sports.

Breckenridge, MN — 214 5th Street North


Rick_StecklerRick Steckler
President/Business Banker/Agriculture Lender
701-672-2265
800-450-8949

My strength is listening to and connecting with our business customers. The variety of work I deal with keeps my job exciting. Outside of the office I like to golf, read, fish and watch sports.

Alexandria, MN – 1001 Broadway


Jeff_PatienceJeff Patience
Business Banker
320-759-8417
800-450-8949

Bell State Bank & Trust is an amazing company to be a part of and provides a mixture of family and professional culture that is second to none. My hobbies include golf, hockey, travel, volunteering and coaching my two kids in whatever sport they are involved in.

Jeff_RestadJeff L. Restad
Alexandria President
320-759-8401
800-450-8949

I want my clients to know that I am here to help them, to build a relationship with them and to get to know them. When I’m outside the office, you can find me on a golf course, traveling, running and spending time with my family.

Minneapolis, MN, Colonnade – 5500 Wayzata Blvd.


Booton_RaoulRaoul Booton
Minneapolis President
952-905-5002
800-450-8949

Our commitment to long-term decision making and taking great care of our employees drives continuity for our customers, and that’s why we are unrivaled in our industry. The best thing about my position is that I get to work for a company, and with a team, that I believe in. When I’m not working, you can find me spending time with my family, and playing sports.

Flanders_MarkMarc Flanders
Business Banker
952-847-1122
800-450-8949

This organization has wonderful employees that are helpful to one another with a common focus on customer service. Ownership and senior management have fostered a culture that has helped the organization become recognized as one of the best places to work. I enjoy being part of this great organization that is committed to the Twin Cities community. What I enjoy most about my position is developing long-term customer relationships with business owners and interaction with co-workers. Outside of work, I enjoy traveling, attending sporting and music events and playing tennis and golf.

Lauffenburger_MarkMark Lauffenburger
Business Banker
952-847-1113
800-450-8949

I strongly agree with our mission of exceeding customer expectations in an environment of strong family values. We have large bank capabilities, but are able to personalize our customer’s experiences and translate our products to meet specific needs. Our team approach to client relationships is very effective. This is a collegial working atmosphere; with fun people that respect and care for each other. Who could ask for more? With my position, I enjoy the long-term relationships I am able to build with customers, accountants and attorneys that are a natural result of our work in the banking industry. I am able to be a meaningful part of the lives of our customers as their businesses mature, families grow older and succession plans take place. It is gratifying to see the success of small business owners and experience that with them. Throughout my career I have remained close to the communities we serve and have taken an active role in a number of civic organizations. That leads to a sense of purpose and the knowledge that I can make a difference. I ski a bit in the winter, but mostly plan for the next season of golf, biking and summer activities.

Procko_ErinErin Procko
Business Banker
952-905-5020
800-450-8949

I enjoy working at Bell State Bank & Trust because of the strong values and high level of dedication to employees and customers. The best thing about my position as a business banker is learning the intricacies of a wide array of businesses. I feel honored to be a part of their success, be a trusted professional and be able to build strong relationships. In addition, specializing in SBA lending gives me a unique ability to provide alternative solutions when needed. When I am not in the office, I cherish the time I get to spend raising my three children with my husband. I also love running, playing volleyball, reading and coming up with a new creative project every now and then.

Elizabeth_AlfordElizabeth Alford
Business Banker
952-905-5033
800-450-8949

The employees at Bell State Bank & Trust are the most caring and helpful group of individuals I have ever met. Our business is growing in the Twin Cities, and it’s an honor to be a part of the team. The best aspect of my position is being given the opportunity to add value by matching resources with companies; more specifically, the opportunity to meet and assist the fantastic business people fueling our Twin Cities economy. My hobbies include taking dance classes, being active in the outdoors with friends and family, and enjoying the wonderful arts and theatre community we are fortunate to have in the Twin Cities.

Gabe_PhilibertGabe Philibert
Business Banker
952-905-5035
800-450-8949

I enjoy working for Bell State Bank & Trust because of the people and culture! Everywhere I turn within the organization, I’m impressed with our team members who go out of their way to make employees and customers feel a part of the Bell family. In my work, I have the opportunity to establish relationships with a diverse range of businesses and business leaders within the Twin Cities community. Having grown up in the City of Minneapolis, it’s exciting to work for an organization that has the tools and resources to support many of our local businesses with their banking needs, while using just as many resources to actively give back to the communities we serve and the one I call home. Outside of the office, I’m interested in any activity that involves my wife and my two boys. I also enjoy running, playing basketball, attempting to play golf, and various card games.

Judy_JandroJudy Jandro
Business Banker
952-905-5030
800-450-8949

It’s nice to be at a bank that truly believes in and supports its employees. The employees are what make coming to work fun. Everyone is striving to do the best for each one of our customers and wants to work as a team. Personally, I love to see business owners grow and succeed and then dream big over and over. I like being a partner in that. I also love the excitement of development and working with real estate owners to buy, improve and sell their properties. I’m happy to be at a bank that is creative, responsive and gives back to the community through programs like Pay It Forward. When I’m not working, I’m usually chasing my three little girls around with my husband and hanging out with friends and family. I also enjoy traveling, running, walking, biking, playing sports and being active in any way I can. I am looking for a woman’s basketball team and a good book to read that won’t put me to sleep at night.

Woodbury, MN – 563 Bielenberg Drive


Walz_BrentBrent Walz
Woodbury President
651-783-5261
800-450-8949

I love working for a company whose core values are centered on providing a superior customer experience, and also working with a team that delivers quick turnaround to customers while having fun on the job. The best thing about being a business banker is the task of coming up with creative financial solutions for my customers that accomplish their goals for their company. This creativity only comes as a result of listening to my customer’s story and looking beyond the traditional box that other banks stick to. Outside of work you will find me spending time with my family, playing guitar or on the golf course.

Klohn_ChrisChris Klohn
Business Banker
651-783-5269
800-450-8949

I was drawn to Bell State Bank & Trust by a team of great people, committed and motivated to succeed by doing great things for customers. Bell’s culture of strong core values and focusing on people is more than words on paper. There is a strong sense of striving to continually improve as individuals, as a team and as a bank. Developing relationships with business owners, learning about the people and the stories behind the numbers, and seeing how businesses battle every day to deliver for their customers while caring for their employees and families makes this the best job in business. It excites me to listen, become an advisor, and provide timely solutions that are designed to help them succeed. It is rewarding when they refer other business owners because they have confidence and trust in their banker. As a third generation banker, I grew up hearing great things first-hand about the impact my grandfather and dad made on those they dealt with. I strive to carry on that family banking legacy. I enjoy time at the lake with my wife and three kids, cycling, nordic skiing, hunting with my boys, and morning coffee with my wife and daughter.

Maloney_CarolCarol Maloney
Business Banker
651-783-5263
800-450-8949

While banking might be seen as a commodity, and we stand among numerous competitors every day, it is the culture and people of Bell State Bank & Trust that brought me here. I really appreciate the sense of urgency that we employ in our credit culture. Our fantastic staff of lending assistants, credit officers and managers participate in the underwriting process with proficiency and timeliness, so that we can be as responsive as possible to our clients. Bank management is focused on how each decision will affect the bank, both in the short and long term, so credit quality is a priority. It is very rewarding to be part of a team of professionals that supports the individuals and companies in our area. I appreciate the opportunity to contribute to the success of our clients in the growing communities in the Twin Cities and western Wisconsin . Outside of work, I spend my time with family and friends, and supporting the activities of my three children. Year round, I do cross fit at the local gym. My husband and I enjoy going to movies, traveling and golfing. In summer months, we can be found relaxing in our backyard.

Commercial – Correspondent Lenders

Fargo, ND, Main Office – 3100 13th Avenue South


Graham_TannerTanner Graham
Credit Officer
701-451-7509
800-450-8949

I enjoy working at Bell State Bank & Trust because of the values, and the culture of the organization that have been established by ownership and management. I also like the team-first attitude the bank promotes; as it is rewarding to work as a team towards the common goal of serving our customers. In my position in the correspondent department, I get to work with a number of different banks to help them meet their customers’ financing needs. It is rewarding to establish relationships with a number of banks in various communities, and to learn about the different locations and industries the correspondent department serves. Out of the office, I enjoy spending time at the lake with family and friends, fishing, golfing, running, and cheering for the Nebraska Cornhuskers football and basketball teams.

Grant_KatieKatie Grant
Credit Officer
701-298-7031
800-450-8949

Bell State Bank & Trust’s family atmosphere, and the values that the owners have established here, make for a welcoming place to work and do business. In my position, I work with banks located across our region, and I enjoy the geographical differences. In addition to my work on the agricultural lending side, it is very interesting to learn about the range of other industries we can assist in. Outside of work, I spend almost all my time with my husband and our two daughters.

Kelly_HegneyKelly Hegney
Credit Assistant
701-451-7536
800-450-8949

Here at Bell State Bank & Trust, everyone works well together to make sure our customers are taken care of. I like the fact that I can walk by the owners of the bank and they know me by name and treat everyone like family. I also enjoy the variety of people I get to work with, since most of our customers are other banks. We have a great team in the correspondent banking department. They make it easy to come to work every day. My hobbies include running, biking, reading and hanging out with my family and friends.

Tom_IshaugTom Ishaug
Correspondent Banking Manager (North Dakota, Minnesota Idaho and Wyoming)
701-451-7516
800-450-8949

I enjoy what I do because I get the chance to work with many interesting bankers and their clients in a large variety of fields. My hobbies are bow hunting, golfing, snowmobiling and going to the lakes.

Melanie_KeltgenMelanie Keltgen
Credit Officer
701-451-7518
800-450-8949

I believe Bell State Bank & Trust is the best employer in the region because the leadership team truly cares about its employees and customers. In my position in correspondent banking, I enjoy the variety. Every day I learn something new. Outside of work, I spend most of my time with my husband and three young children.

Jeremy_LykkenJeremy Lykken
Credit Officer
701-298-7166
800-450-8949

The family atmosphere here at the bank is great. It’s fun to work for an organization that cares so much about its employees. I also enjoy the variety of loans we get to see within the correspondent department. It’s interesting to learn about the different industries and geographic areas where we purchase participation loans from. Outside of work, you can find me running, golfing and traveling.

Callie_SchliemanCallie Schlieman
Correspondent Banking Officer
701-433-7430
800-450-8949

Bell State Bank & Trust focuses on going the extra mile to make sure that all customers are completely satisfied. The owners of the bank also apply that same approach with their employees. Customer service is always the number one priority, which is tough to find these days. In my position, I enjoy helping businesses and individuals meet their financial goals. Learning and understanding the different industries and markets we serve via our correspondent department is always a joy. Outside of the bank, I enjoy spending time with my family and friends, whether I am bundled up in the cold Fargo winter or enjoying the summers at the lake. In my spare time you can usually find me running after my two small children.

Casey_WhippleCasey Whipple
Credit Manager
701-433-7432
800-450-8949

The employees and management of the bank provide an environment that makes it enjoyable to work here. The best thing about my position is the ability to work with many different banks in various locations, and assist them with their customers’ financing needs. My hobbies include spending time with my family, coaching my sons in sports and going to the gym.

Regional


Tom_IshaugTom Ishaug
Correspondent Banking Manager (North Dakota, Minnesota, Idaho and Wyoming)
701-451-7516
800-450-8949

I enjoy what I do because I get the chance to work with many interesting bankers and their clients in a large variety of fields. My hobbies are bow hunting, golfing, snowmobiling and going to the lakes.

Gary_KellerGary Keller
Correspondent Banker (North Dakota, Northern Minnesota and Eastern Iowa)
701-371-3355
800-450-8949

I enjoy my current position in correspondent banking because I get to travel throughout the Upper Midwest, continuing to build relationships with bankers in the region. When I’m not working, you can find me spending time with my 3 grown children and their families at our lake home in Minnesota and trying to catch walleyes.

Tracy_PetersonTracy Peterson
Correspondent Banker (Southern Minnesota, Wisconsin and Arizona)
612-270-3314
800-450-8949

As a correspondent banker, I feel lucky to be able to get to know so many of our customers. One of the best things about my job is witnessing the banks in my region grow and prosper. When I’m not at work, you can find me spending time with family and friends, traveling and golfing.

Gene_UherGene Uher
Correspondent Banker (South Dakota, Southwest Minnesota, Western Iowa, Kansas, Nebraska, Missouri and Arizona)
605-201-1864
800-450-8949

I enjoy my job because I interact with the presidents of the banks that I call on selling Bell State Bank & Trust’s menu of correspondent products, and put my years of experience and banking contacts to good use. It is a pleasure to represent our bank because we have such a great reputation in the banking industry. My wife and I have two adult children and grandchildren that we love to spend time with. I also enjoy golfing, hunting, flower gardening, and being involved in the community.

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