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To apply, select a mortgage location or lender closest to the home you’re building, buying or refinancing.


Take advantage of our mortgage programs designed with terms and features to help save you money. Our popular fixed-rate mortgage options keep your monthly payment consistent and predictable, making it easier to work into your budget.

  • Primary Residence – Shopping for a new home? We have a wide variety of home loans to meet your unique needs, including home loans for first-time home buyers.
  • Vacation Home – What loan options are available for you? We have second home mortgages and a range of financing solutions to help your achieve your goal.
  • Investment Property – Want to become a landlord or take advantage of deals in the real estate market. We can help.
  • First Time Homebuyer – Do you want to fulfill your dream of owning a home? We have great first-time home buyer loans – and the experience to help.

Bell State Bank & Trust provides some of the lowest combination of rates and fees available along with the highest quality of customer service.

Apply now and you will be on your way to the most convenient home loan ever! That’s all there is to it!

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