ATM Refunds Are Now Automatic!
Bell State Bank & Trust was the first bank in town to refund our customer’s ATM fees. Effective April 1, 2012, we will automatically refund the first 4 domestic ATM fees a month (account statement cycle) per checking account. That’s an average of one ATM withdrawal a week, and it’s refunded automatically, so you no longer need to save receipts! (We will honor ATM receipts dated prior to April 1 for 60 days from the date of the receipt, up to $12 per month.)
ATM Refunds Q&A
Is there a maximum dollar limit for the ATM refunds?
The first four ATM fees per account will be automatically refunded, no matter what the amount is as long as the withdrawal is from a domestic ATM.
What does domestic mean?
Domestic means any bank ATM within the continental United States including Alaska and Hawaii.
If I’m on a joint account with my spouse, will we each get 4 ATM fees automatically refunded?
The four free ATM refunds are per checking account, not per card, so only the first four ATM fees on the checking account will be automatically refunded.
What does the first four ATM refunds mean? Is this the first four of the month, or per statement cycle?
The first four ATM fee refunds are per your individual statement cycle.
After I withdraw money from another bank’s ATM, when will I see the automatic refund?
The ATM refund will appear in your account the same day the withdrawal posts.
Will ATM fees from savings accounts be refunded?
No. However, you can always transfer money from your savings account into your checking account and withdraw money. This way you can avoid an ATM fee from a savings account ATM withdrawal. (Remember, you get 6 free withdrawals or debits per month per savings account.)
Why are you now automatically refunding ATM fees?
We want to make refunding ATM fees simpler. You will save gas and time now that you don’t have to bring in receipts!
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