Open an Account Online at Bell State Bank & Trust: It’s Hassle-Free and as Easy as 1-2-3

New and current customers can now open a checking, savings or certificate of deposit (CD) account online at Bell State Bank & Trust. We welcome residents of Eastern North Dakota, West Central Minnesota and the Twin Cities Metro area to open an account online.

1. Open a Bell State Bank & Trust Individual or Joint Account

Your application process should take about 10 minutes.

You will need the following items during this process:

  • Any one of the following: driver’s license, U.S. passport, military ID, state ID
  • U.S. Social Security number
  • U.S. citizenship or resident alien status
  • External account information if funding from an external account

If you have additional questions during the account opening process, please contact our Customer Service Center at 1-800-450-8949 or visit one of our branches.

2. Make the Switch

We will provide you authorization letters which may be used in switching your direct deposits and automatic payments. You will need the following information to complete the letter:

  • business name
  • address
  • account number

Please review your bank statement to identify all automatics requiring a change.

3. Close Your Account at Your Former Bank

We will provide you an authorization letter which may be used to notify your bank of your request to close your account.


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