Q & A: Is it really important to go through an experienced Mortgage Lender?

A.  The short answer is YES!

The answer is definitive and resounding.  The reasons are varied:

  1. Many programs exist.  You may qualify for more than one program.  A thorough presentation or each is necessary so that you may make an educated decision of what is best for you and/or your family.
  2. Program guidelines are changing constantly, along with the requirements of the agencies and the investors.  A veteran will be on top of these changes and won’t be ‘pulling the rug out from under you’ at a later time.
  3. The lending process is nothing less than complex at this time. It takes a veteran to successfully walk you through the process and get you to a successful closing!
  4. Purchasing a home (or refinancing your mortgage) is a huge investment, both financially and emotionally.  Why wouldn’t you want a VETERAN lender leading you?

In 1880, a transplanted New Yorker, David Cooper Bell, formed the David C. Bell Investment Company. In addition to real estate, Bell is active in local banking and industrial circles, and a founder of the YMCA and other civic and cultural institutions.

Changing regulations and economic issues continue to have a major impact on the mortgage industry.  What that means for consumers – NOW more than ever – it’s that it’s critical to work with a trusted veteran partner. 

Should you have more questions about anything related to home financing, please feel free to contact me.

 Connie Hess, Veteran Loan Officer since 1986

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