Auto Loans

Looking for a new set of wheels? Consider a car loan or home equity loan from Bell State Bank & Trust to buy your new or used car. Check with us on the loan you need, and see what we can do for you! Contact a personal banker.

Today’s Auto Loan Rates

Auto Loan Rates
Type and Term Interest Rate APR
New or Used As low as 2.09% 2.09%*

* New or used car loans. Disclosure: Terms, conditions and restrictions may apply. The annual percentage rate (APR) applies to loan amounts of $10,000 or more on new and used cars and trucks. Term of loan may be limited by vehicle age and type. Promotional rate requires an automatic payment from a Bell checking account and is not available to refinance existing Bell State Bank & Trust loans. Offer good on applications through December 31, 2015. EXAMPLE: For a $10,000 loan for 36 months at 2.09%, the payments would be $286.82 each.

Use NADA to Find Car Values

Any one of our personal banking officers would be happy to give you a car value. If you need a value outside our banking hours, you can use the Use the National Automobile Dealers Association (NADA) website to look up the value of the car you’re looking to buy, or to find out the value of your trade-in. Did you know the NADA  guides started with a guidebook in 1933? Today, NADA uses data to publish market-specific new and used car values.

Consider a Home Equity Loan to Buy Your Car

If you’re thinking about buying a car, you may want to consider a home equity loan. Why? Home equity loan interest may be tax deductible; interest on an auto loan is not. When you compare a home equity loan to a car loan, you should include the benefit of a tax deduction to find out which provides the least cost to you, the borrower. Consult your tax advisor to learn more about the tax benefits associated with a home equity loan.

Calculate Your Car Loan Payments

Use these calculators to help you decide on the right type of car loan and how much vehicle you can afford.



Our friendly personal bankers are here to help you with a car loan.


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