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We haven't found a free checking account in America that beats all the frees we give our customers. That's why it's America's Best!
You'll still get all those frees if you choose an interest checking account, too. You can't go wrong.
At Bell Bank, you can always count on real people with real expertise. You’ll feel good about your local,
independent bank that’s here when you need us.
Find financial guidance in our Advice Center
Enjoy all the frees, with no “gotcha” fees!
Technology & Security
Convenience & Savings
1 All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2 Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
3 Bell matches 5% of your purchase “round-ups,” up to $250 a year.
4 Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity
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It's easy to open your America's Best Checking Account!
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Get all the frees of America's Best checking, and earn interest with this account.
View today's rates
Earn interest on higher checking balances with this account, plus enjoy all the frees of America's Best checking.
Save stacks of paper (and several trees) when you choose paperless statements. Plus, you’ll get $5 per deposit account the first time you switch to online paperless statements.
If you love banking at Bell, tell others to make the switch! When they open a new personal checking account with us, we’ll give each of you $50.
When starting out, Steve Westlund knew bankers might consider him a risk. He found one willing to take a chance on him at Bell Bank.