Find your credit cards

Choose a credit card with rewards points, cash back and more

Find the right credit card

Get a Visa® or American Express® card at Bell! Choose a card with features that suit you, whether you're looking for a longer introductory rate, rewards points and cash back, or a card that will help you build your credit.

I am always impressed with the customer service at Bell State Bank & Trust. I feel they truly care about me and I am not just another number.
-Becky B.

Enjoy a longer introductory rate

Visa® Platinum Card

  • Extended introductory offer
  • Save on interest
  • Pay down your other credit card balances faster

Find out more.

Earn cash back and points

Visa® Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically)1
  • $25 cash back after your first purchase

Find out more.

Visa® Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically)2
  • $50 cash back after your first purchase
  • Low annual fee

Find out more.

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first purchase

Find out more.

Travel Rewards American Express® Card

  • Triple reward earnings on airline purchases
  • Double reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

Find out more.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)


Build your credit

College Rewards Visa® Card

  • Designed for college students
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases
  • Build your credit3

Find out more.

Secured Visa® Card

  • Excellent opportunity if you're starting a credit history or have been turned down for a credit card
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee
  • Build your credit3

Find out more.

Late payments and going over the credit limit may damage your credit history

Apply for a credit card

Bell partners with Elan, one of the nation's leading credit card issuers for banks.

Apply now, or stop by one of our branches for an application.

Credit card lost or stolen?

To report a lost or stolen credit card, contact Elan Financial Services immediately by calling 24-Hour Cardmember Service toll free at 800-558-3424.

Why Bell

At Bell State Bank & Trust, you can always count on real people with real expertise. You’ll feel good about your local, independent bank that’s here when you need us.


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Find the right credit card

Refer your family and friends

When they open a new personal checking account with us, we’ll give each of you $50.

Dread the shred?

Switch to paperless statements and get $5 per account when you turn off the paper!

House hunting?

Save time by calling us first for fast, free pre-approval or apply online at bellbanks.com Then talk to your real estate agent or builder.