Finance your purchase

Why wait for your dreams to come true? Whether it’s consolidating debt, driving home a new car, or accessing money for a special purchase, find the financing services you and your family need at Bell.

Why Bell

By choosing Bell State Bank & Trust, you’ll experience unequaled personal service and expert advice you can trust. It’s why so many prefer Bell.

Vehicle Loan

Thinking about a new set of wheels? Check with us for today's rates and terms on auto financing.

Discover our flexible financing options for a new or used vehicle. We can also help you refinance your existing auto loan or use your “auto equity” for a loan to consolidate personal debt.

Call one of our personal bankers to find out about today's competitive rates on that new vehicle.

 

APPLY NOW

 

Use NADA to Find Values

Any of our personal bankers would be happy to give you a value on a car or truck. If you need a value outside our banking hours, you can use the National Automobile Dealers Association (NADA) website to look up the value of the vehicle you’re looking to buy, or to find out the value of your trade-in. Did you know the NADA  guides started with a guidebook in 1933? Today, NADA uses data to publish market-specific values for new and used cars, trucks, boats, RVs and motorcycles.

calculator icon

This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.

How much car can I afford?

Boat, Motorhome or Camper Loan

Ready for adventure?

Purchasing a boat, motorhome or camper is a great way to explore new places. Let us help you get started!

Already own an one? We can help you refinance your existing loan. Apply online today and be sure to include information on any trailers, accessories or upgrades if applicable.

Use NADA to Find Values

Any of our personal bankers would be happy to give you a value on a boat or RV. If you need a value outside our banking hours, you can use the National Automobile Dealers Association (NADA) website to look up the value of the boat or RV you’re looking to buy, or to find out the value of your trade-in. Did you know the NADA  guides started with a guidebook in 1933? Today, NADA uses data to publish market-specific values for new and used cars, trucks, boats, RVs and motorcycles.

calculator icon

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.

How much will my loan payments be?

Motorcycle, Snowmobile, Jet Ski or ATV Loan

Shopping for a recreational toy? We're here to help.

Let us help you purchase a new or used motorcycle, snowmobile, jet ski or ATV, or refinance your existing loan. Applying for a loan is simple. Choose the way that is best for you – contact a personal banker for today's rates and terms or apply online today. 

If you apply online, please include the collateral description in the Additional Comments section of the application.

Use NADA to Find Values

Any of our personal bankers would be happy to give you a value on a cycle. If you need a value outside our banking hours, you can use the National Automobile Dealers Association (NADA) website to look up the value of the cycle you’re looking to buy, or to find out the value of your trade-in. Did you know the NADA  guides started with a guidebook in 1933? Today, NADA uses data to publish market-specific values for new and used cars, trucks, boats, RVs and motorcycles.


calculator icon

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.

How much will my loan payments be?

Other Loans & Lines

A personal loan or line of credit can offer overdraft protection, help you consolidate debt, let you make a special purchase, or help with an unexpected expense. For specific loan needs, we can set up unsecured loans to qualified borrowers – just talk to your banker.

Applying for a personal loan or line at Bell is simple. Choose a way that’s best for you – contact a personal banker or apply online. You will get a fast decision from us.

Call us for today’s rates and terms.

Refer your family and friends

When they open a new personal checking account with us, we’ll give each of you $50.

Dread the shred?

Switch to paperless statements and get $5 per account when you turn off the paper!

House hunting?

Save time by calling us first for fast, free pre-approval or apply online at bellbanks.com Then talk to your real estate agent or builder.