Change Saver™

Grow your savings by rounding up your debit card purchases!

ChangeSaver ™ helps you save money every time you spend money simply by using your Bell State Bank & Trust debit card. Once you’re enrolled in the FREE ChangeSaver program, we will automatically round up every debit card purchase you make to the next dollar, and then transfer that amount from your checking account to your Bell State Bank & Trust savings account. Or, you can make your savings grow even faster by instead choosing to add either $1 or $2 to your savings each time you use your debit card.

It doesn’t matter what you use your debit card for – to buy a cup of coffee, gas, groceries, dinner out, and just about anything else – your purchase will be automatically rounded up, or $1 or $2 will be added to your purchase and put into your savings account. The more you use your debit card to make everyday purchases, the more you’ll save. And because we’re committed to helping you increase your savings, Bell State Bank & Trust will match 5% of your total savings round-ups – up to $250 a year!

What you need

To participate in the Bell State Bank & Trust ChangeSaver program you’ll need:

  1. A Bell State Bank & Trust personal checking account with a debit card
  2. A Bell State Bank & Trust savings account

With ChangeSaver, every bag of groceries, cup of coffee and tank of gas purchased with your Bell State Bank & Trust debit card automatically adds up to more savings for you.

How it works

  1. Sign up for ChangeSaver, and choose to round up each purchase to the next dollar, or you can make your savings grow faster by adding either $1 or $2 to your savings when you use your debit card.
  2. We’ll automatically deposit the difference into your savings account.
  3. Bell State Bank & Trust will match 5% of your ChangeSaver round-ups – up to $250 a year! (The match will take place December 31 each year.)

Click on each box below the number of times you purchase those types of items per week to see an example of how the ChangeSaver program works.

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Sign up and start saving!

Current customers:
There are 2 ways to sign up for ChangeSaver.

  1. Sign up by phone by calling 701-298-1550.
  2. Stop by any Bell State Bank & Trust location.

New Customers:
There are 3 ways to sign up for ChangeSaver.

  1. Sign up by phone by calling 701-298-1550.
  2. Stop by any Bell State Bank & Trust location.
  3. Open a checking and savings account online.

Have a question about how ChangeSaver works? Read our ChangeSaver frequently asked questions page.

Please note: The 5% ChangeSaver match will be reported to the IRS on Form 1099INT. The annual match limit is $250. You need to be enrolled in ChangeSaver and have your checking and savings account open on the last day of the year to receive your 5% match for the year. If you close either account before the end of the year, matching funds are forfeited.

 

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