Easy Account Opening

We make it easy to switch! New and current customers can now open a checking, savings or certificate of deposit (CD) account online at Bell State Bank & Trust. We welcome residents of Eastern North Dakota, West Central Minnesota and the Twin Cities Metro area to apply to open an account online. Have questions about opening an account? Read our Online Account Opening FAQs.

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Or, you can call our SwitchLine at 701-298-1550 (or toll-free 800-450-8949) for Express Account Opening by phone. Then relax! Our experienced bankers will help you with your automatic payments, direct deposits and transferring balances to make sure everything goes smoothly for you. Call and talk to a banker during our expanded Customer Service Call Center hours, 7 a.m. to 11 p.m. Sunday through Saturday.

Of course, you can also stop by any of our friendly Bell State Bank & Trust locations (the only method of switching accounts that guarantees you a fresh-baked cookie!).

Frequently Asked Questions (FAQs) about Switching

Won’t it be a hassle to switch my direct deposits and automatic payments?

No! We’ll help you with all the details!

Do I have to buy new checks?

No. At Bell State Bank & Trust, every customer gets every order of Bell State Bank & Trust standard design checks free.

What do I do with the checks I already have?

Bring them in, and we’ll recycle them for you.

Are there any fees?

Our free checking account has no minimum balance and no service charge. We haven’t found a checking account anywhere in the country that beats our Free Checking. That’s why we call it “America’s Best.”




Meet the personal bankers who can help you make the switch to Bell State Bank & Trust!

Unequaled Personal Service

Every bank … every business … will tell you their service is great. At Bell State Bank & Trust, our service isn’t just good or great. It’s unequaled personal service. We strive to know our customers by name and to treat you the way we would like to be treated ourselves.

At Bell State Bank & Trust, we’ve always believed that when you create a great environment in which to work, you’ll have happy employees who will treat customers like family … and create a great place to do business. When you call or visit Bell State Bank & Trust, you’ll see how we try to live every day by following a unique “bottom line” statement: “Happy Employees! Happy Customers!”


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