Goal planning, risk management, and retirement plans can be intimidating topics for individuals without financial backgrounds. It can also be difficult to grasp what retirement might look like when it is still 30 years away. Understanding the difference between a standard 401(k) and a Roth 401(k) can take some digging, and those are relatively well-known products! Finding a professional to help guide your financial plan can take stress out of your present and future.
Becky Walen, AFC®, CFP®, is a senior wealth management advisor at Bell Wealth Management. Her job is to bring the right team of professionals together to work with you to determine your short and long term financial goals and devise a plan to help you get there. Her role exists to break down the complexities of wealth management and make it easier for you to build your financial future.
“At Bell, we’re dedicated to a single mission: to help you navigate a complex financial world in pursuit of your goals,” Walen says. “If there’s one thing we’ve learned over the years, it’s that no two clients are alike. That’s why we collaborate with you, creating a holistic financial plan that’s as unique as you are. And it’s why we’re here to advise you on investment scenarios, goal planning, risk management, retirement plans, and estate planning techniques.”
The world is fast paced with smart phones, tablets, and wearable technology. There is an emphasis on quickness and efficiency in almost everything from fast food to job applications to banking. If it isn’t happening now, it’s probably happening too late. Life moves quickly, so if something is difficult to understand, people may pass on it all together. Even if that something could help them enjoy life more in 12 months or 12 years. That’s where Bell can help you understand and slow things down.
Informed and comfortable are words that describe the Bell Wealth Management approach.
“We can help provide clear strategies and solutions to accomplish your goals. Our financial planning process is transparent, efficient, and accountable,” Walen says. “And we make it convenient, fun, and easy, too.
“First, we’ll create a personal financial website where you can see all your accounts and information in one secure place. You’ll be able to see the big picture anytime on your mobile device, computer, or with your CERTIFIED FINANCIAL PLANNER ™ at Bell.”
Bell takes the approach of truly getting to know their clients and making recommendations that fit their current situation and long term vision. Changes happen and Bell is prepared to handle those, too. Flexibility is a continued need for clients and the Bell Wealth Management team continues to deliver.
The Bell strategy is technology-driven with quarterly newsletters that address topics like investments, financial planning, personal trusts, and more. They also provide a monthly economic outlook courtesy of Bell’s chief investment officer Greg Sweeney. There is a wealth, no pun intended, of information on their website along with regular updates through Twitter.
The biggest focus is that everything is done together, with a plan.
“Together we can map out your future in the decision center, an interactive planning tool, where we can test strategies to strengthen your financial plan,” Walen says. “You work hard for your money. We work hard to help you grow and protect it.”
For more information on the wealth management services offered by Bell Wealth Management, you follow Bell Wealth on Twitter @GoBellWealth.
Bell State Bank & Trust’s comprehensive financial services go well beyond basic investment options. Bell Wealth Management is your financial GPS. We see ourselves as your co-pilots or navigators on your financial journey. We invest your funds only after careful consideration of how they fit into your overall financial situation, risk tolerance and goals. Your trust & investment team will work with you in a five-step process to develop your financial plan for a secure future.
By Becky Walen, Senior Wealth Management Advisor, Bell State Bank & Trust
“Good fortune is what happens when opportunity meets with planning,” Thomas Edison wrote. Our job at Bell State Bank & Trust is to help our clients accumulate, grow, preserve and distribute wealth. How we do this is through financial planning and more specifically, life planning.
Not so long ago, between October 2007 and March 2009, the S&P 500 index dropped from 1,565.15 down to 676.53, an annualized change of -44.69%. Ouch! How can anyone without a plan succeed in meeting any goals in the near future or the long term? You cannot do this without luck—and nobody wants to rely on luck for their financial security. Instead, let us help you gather the proper documents and position yourself on the right path for your goals and your life.
We have found that people define retirement as financial independence – and obtaining that independence takes time and proper planning. Determining what constitutes enough money for financial independence differs for each individual. By looking at a few key items in your life, we can help you figure out what defines your financial independence. Here’s how, in 5 basic steps:
5 Steps to a Financial Plan
Log into Bell Financial Planning, your personal wealth management website.
Contact our financial planning team to start the conversation about your plan for long-term financial security and peace of mind!
Becky Walen, Senior Wealth Management Advisor
Learn more about our financial planning team.